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Plain-English explanations of interchange, MCC codes, batch fees, chargebacks, and everything else that shows up on a processing statement without an explanation.

2026 Interchange Rate ChangesRate-checkedVisa and Mastercard update their interchange schedules on a regular cy… Card-Present vs. Card-Not-Present RatesEvergreenCard-not-present transactions carry higher interchange than card-prese… Chargeback Fees ExplainedEvergreenWhen a customer disputes a charge, you lose the sale, the goods or ser… How to Calculate Your Effective RateEvergreenYour effective rate is total fees divided by total card volume — the h… PCI Non-Compliance Fee ExplainedEvergreenOne of the most common junk fees on a merchant statement — but also on… Qualified vs. Non-Qualified Credit Card RatesEvergreenTiered pricing sorts your transactions into qualified, mid-qualified, … The Durbin Amendment and Why Debit Cards Can't Be SurchargedRate-checkedA 2010 federal law caps debit interchange for large banks and bans sur… What Is a Batch Fee in Credit Card ProcessingEvergreenThe fee charged each time you settle your day's transactions. Usually … What Is a Dues and Assessments Fee on My Processing StatementEvergreenA small, easy-to-miss fee that card networks charge processors — and t… What Is a Merchant AccountEvergreenEvery business that accepts cards has one, whether or not they've ever… What Is a Merchant Category Code (MCC)EvergreenA four-digit code assigned to your business type that determines which… What Is an Interchange FeeEvergreenEvery card swipe includes a fee that goes to the cardholder's bank bef…

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