Important: The CheckMyFees.com savings calculator provides estimates for informational purposes only. Results are not a guarantee of any specific rate, fee, or savings amount. Only a fully executed merchant processing agreement constitutes a binding commitment on rates, fees, or terms.
1. Acceptance of Terms
By accessing or using CheckMyFees.com (the "Site") and its savings calculator (the "Tool"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site. These terms may be updated from time to time; continued use constitutes acceptance of any changes.
2. Description of the Tool
CheckMyFees.com provides a free, anonymous calculator that estimates a merchant's current effective processing rate and potential savings based on inputs provided by the user. The Tool is operated by Inspivo.com, a payment processing ISO based in Charlotte, North Carolina.
3. Estimates Only — Not a Guarantee
All results generated by the Tool are estimates only, provided for informational and educational purposes. Results are subject to significant variation based on factors including but not limited to:
- Your actual card mix (debit vs. credit, reward cards, corporate cards, etc.)
- Your average ticket size and monthly processing volume
- The card brands accepted (Visa, Mastercard, Amex, Discover)
- Your specific industry and merchant category code (MCC)
- Equipment, gateway, and processing platform fees
- Current Visa and Mastercard interchange schedules, which are subject to change
The estimates produced by this Tool are not a quote, proposal, offer, or guarantee of any rate, fee, or savings amount. Only a fully executed, signed merchant processing agreement constitutes a binding commitment on rates, pricing, or terms.
4. Not Financial or Legal Advice
Nothing on this Site constitutes financial, legal, accounting, or professional advice. You should consult a qualified professional before making any business decisions based on information obtained here.
5. Accuracy of Information
The accuracy of the Tool's output depends entirely on the accuracy of the inputs you provide. We make reasonable efforts to keep interchange rate estimates current, but rates published by card networks change periodically and the Tool may not reflect the most recent schedules.
6. No Obligation
Using this Tool creates no obligation on your part to purchase any product or service, nor any obligation on the part of CheckMyFees.com or Inspivo.com to offer any specific rate or service. Any subsequent business relationship is governed by separate agreements.
7. Third-Party Links
The Site may contain links to third-party websites including inspivo.com. These are provided for convenience only. Visiting a third-party site is subject to that site's own terms and privacy policy.
8. Limitation of Liability
To the fullest extent permitted by law, CheckMyFees.com and Inspivo.com shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or reliance on, any information provided by this Site or Tool. Your use of the Site is at your own risk.
9. Intellectual Property
All content on this Site — including the Tool, design, text, and graphics — is the property of Inspivo.com and protected by applicable intellectual property laws. You may not reproduce or distribute any content without express written permission.
10. Governing Law
These Terms are governed by the laws of the State of North Carolina. Any disputes shall be subject to the exclusive jurisdiction of the state and federal courts located in Mecklenburg County, North Carolina.
11. Contact
Questions about these Terms may be directed to Inspivo.com at support@inspivo.com.
The short version: CheckMyFees.com is designed to be anonymous. We do not ask for your name, email, business name, or any financial account information to use the calculator. You enter a few numbers, get an estimate, and that's it.
1. Who We Are
CheckMyFees.com is operated by Inspivo.com, a payment processing ISO based in Charlotte, North Carolina. Questions about this policy may be directed to support@inspivo.com.
2. What We Collect
| Data type | Collected? | Purpose |
|---|---|---|
| Name, email, phone number | Not collected | — |
| Business name or address | Not collected | — |
| Tax ID, SSN, or account numbers | Not collected | — |
| Merchant statements or documents | Not collected | — |
| Calculator inputs (volume, ticket, fees) | Not stored | Used in-browser to generate your estimate only. Not transmitted or saved. |
| IP address and browser/device type | Log data only | Basic server logs for security and performance. Not linked to individuals. |
| Anonymous usage analytics | Aggregate only | General site usage patterns — pages visited, session duration. No personal data. |
3. How the Calculator Works
All calculations are performed in your browser. The numbers you enter are used only to generate your on-screen estimate and are not transmitted to our servers or stored in any database. Closing or refreshing the page clears all inputs.
4. Cookies
We may use cookies for basic site functionality and anonymous analytics. We do not use cookies to track you across other websites or to build advertising profiles. You can disable cookies in your browser settings without affecting the calculator.
5. If You Request a Quote
If you click through to request a free quote from Inspivo, you will be directed to inspivo.com, which has its own separate privacy policy. Clicking the quote link does not automatically share your calculator inputs with Inspivo or any third party.
6. We Do Not Sell Your Data
We do not sell, rent, trade, or otherwise transfer any information about visitors to third parties for marketing or advertising purposes.
7. Data Security
Since the calculator does not collect or transmit personal or financial data, there is minimal data to secure. The Site is served over HTTPS to protect any data in transit.
8. Children's Privacy
This Site is intended for business owners and adults. We do not knowingly collect any information from anyone under the age of 18.
9. Your Rights
Because we do not collect personal information through the calculator, there is generally no personal data to access, correct, or delete. If you believe we hold any personal information about you — for example through a quote inquiry — contact us at support@inspivo.com to request access or deletion.
10. Changes to This Policy
We may update this Privacy Policy from time to time and will revise the "Last updated" date accordingly. Continued use of the Site constitutes acceptance of the revised policy.
11. Contact
Privacy questions may be directed to Inspivo.com at support@inspivo.com.